Dext vs LayerNext

Which AI Bookkeeping is Better?

Pricing & Features Comparison

Quick Answer

LayerNext starts at $99/month for AI bookkeeping with QuickBooks integration, while Dext starts at $31.50/month as a document capture and pre-accounting tool. LayerNext focuses on fully autonomous bookkeeping, real-time bank reconciliation, and CFO-level financial insights. Dext focuses on receipt scanning, invoice capture, and pushing clean data into your accounting software but it does not close your books or give you financial intelligence.

Pricing Comparison

The pricing reflects two very different tools solving two different problems.

Plan

Starter

Dext

$31.50/month

Up to 250 documents,
5 users,
mobile receipt capture,
OCR extraction,
QuickBooks/Xero/Sage sync

Dext

$99/month

Up to 100 transactions/month,
QuickBooks integration,
Automated categorization,
Bank reconciliation,
Basic cashflow view

Pro/Growth

Dext

Custom Pricing

Additional users and document volumes, advanced automation rules

Dext

$299/month

Up to 500 transactions/month,
Advanced insights,
Runway prediction,
Margin analysis,
KPI dashboard

Enterprise

Dext

Custom Pricing

Accounting firm plans and multi-entity setups available

Dext

Custom Pricing

Unlimited transactions, Multi-entity support, Custom integrations, White-glove support

Full Pricing

Key Difference: Dext is cheaper at entry level because it only handles one part of the process capturing and organizing documents. You still need your accounting software and someone (or something) to actually close your books. LayerNext handles the entire bookkeeping workflow autonomously, from transaction categorization to reconciliation to CFO-level reporting.

Feature Comparison

The pricing difference is significant and reflects completely different approaches.

Feature

Instant CFO Insights (Burn rate, Runway, Margins)

Dext

LayerNext

Transaction Anomaly Detection

Dext

LayerNext

Fully Autonomous Book Closing

Dext

LayerNext

Real-Time CFO Dashboard

Dext

LayerNext

Automated Bank Reconciliation

Dext

Partial - matches documents to bank feed

LayerNext

Continuous

Mobile-First Real-time Dashboard

Dext

Track expenses, capture receipts, and manage financial data

LayerNext

Track, Manage financial data on the go

AI Transaction Categorization

Dext

LayerNext

AI-Powered Receipt Matching & OCR

Dext

LayerNext

Native QuickBooks

Dext

LayerNext

All Features

Dext

Dext

LayerNext

LayerNext

The Question: Do you want a tool that feeds data into QuickBooks, or one that runs your bookkeeping inside QuickBooks automatically?

LayerNext: Fully Autonomous AI Bookkeeping

LayerNext is built as a fully autonomous AI CFO that automatically handles bookkeeping, reconciles your bank, and keeps your books always closed in real time without hiring a bookkeeper.

1. AI Transaction Categorization

LayerNext works with your existing QuickBooks account, automating the bookkeeping, reconciliation, and reporting inside it so you don't have to touch the manual work. The AI learns your business patterns over time and improves categorization accuracy automatically.

Result: Reduces manual bookkeeping by 80% and eliminates repetitive data entry.

2. Continuous Bank Reconciliation

Instead of reconciling at month-end, LayerNext reconciles transactions continuously throughout the month. That means fewer surprises at tax time, cleaner books year-round, no month-end scramble, and faster financial reporting.

3. Real-Time CFO Insights

LayerNext provides CFO-level insights automatically, including cash flow health, burn rate, runway tracking, margin analysis, runway prediction, forecasting, and transaction anomaly detection. Your numbers update in real time no waiting for monthly reports.

4. QuickBooks Integration

Important: LayerNext currently integrates with QuickBooks only. Xero and Sage integrations are coming soon. All transactions sync automatically from your bank to QuickBooks,  no manual data entry required.

5. Mobile Apps

LayerNext offers mobile apps for both iOS and Android, allowing you to manage your books on the go with receipt capture and real-time reconciliation.

6. Who LayerNext Is For

LayerNext is designed for founders and small business owners who manage their own books in QuickBooks and want them always closed without hiring a bookkeeper. Best for solo founders, small service businesses, early-stage startups, growing SMBs, e-commerce stores ($200K–$2M revenue), professional services, and Canadian small businesses.

Dext: AI-Powered Document Capture & Pre-Accounting

Dext is a document capture and pre-accounting platform trusted by over 700,000 businesses and 12,000 accounting firms worldwide. It processes over 320 million financial documents per year with 99.9% OCR accuracy.

1. Receipt & Invoice Capture

Dext's core strength is making it easy to get financial documents into your accounting system. You can capture receipts via the mobile app, email forwarding, drag-and-drop upload, WhatsApp, or Dropbox. The OCR technology reads supplier names, amounts, tax details, and due dates even from handwritten receipts with near-perfect accuracy.

2. Smart Supplier Rules & Automation

Set rules once and Dext automatically codes future documents from the same supplier. This is a significant time saver for businesses with recurring vendors. Custom rules let you automate how transactions get categorized and posted.

3. Pre-Accounting Workflow

Dext sits at the front end of your accounting workflow. It captures, extracts, and organizes data, then pushes it cleanly into Xero, QuickBooks, Sage, or 30+ other accounting platforms removing the manual data entry step for your bookkeeper or accountant.

4. Expense Management

Dext handles employee expense submissions, multi-level approval workflows, mileage tracking via GPS, and multi-currency transactions. Teams can submit, review, and approve expenses in one place.

5. Document Vault

Dext stores all financial documents securely for up to 10 years receipts, invoices, statements  searchable and audit-ready. A strong compliance feature for businesses that need to keep records long-term.

6. Broad Integration Ecosystem

Unlike LayerNext, Dext works with more than 30 accounting platforms and connects to 11,500+ banks and financial systems globally. It also connects with e-commerce platforms like Shopify, Amazon, Stripe, and PayPal.

7. Who Dext Is For

Dext is best suited for businesses and accounting firms that need to eliminate manual data entry at the document capture stage. It works particularly well as part of a stack: Dext handles document capture, your accounting software handles the ledger, and your accountant or bookkeeper handles the analysis. If your business relies on Xero or Sage, Dext is the stronger choice for document capture.

Canadian Small Business Considerations

LayerNext for Canadian Businesses

LayerNext has an office in Winnipeg, MB (200-135 Innovation Dr., R3T 6A8) in addition to their San Francisco office. They actively serve Canadian businesses and understand Canadian business needs. Benefits include Canadian company with local support, Canadian tax requirement familiarity, CAD currency support, Canadian bank integrations, and service across both Canada and the US.

Dext for Canadian Businesses

Dext does operate in Canada. They offer pricing in CAD, support Canadian banks, and are actively used by Canadian accounting firms and SMBs. The Canadian Federation of Independent Business (CFIB) even offers members a 25% discount on Dext plans. However, Dext is a UK-headquartered company and its support and infrastructure are primarily based overseas, which matters if local support is a priority for your business.

For Canadian businesses: Both tools are available, but LayerNext offers a more locally-grounded option with a Canadian office and direct understanding of CRA requirements. Dext is a solid tool for Canadian document capture but does not provide the full bookkeeping automation that LayerNext delivers.

ROI Comparison: LayerNext vs Dext vs Traditional Bookkeeper

Let's look at the real annual costs:

Solution Monthly Cost Annual Cost Savings vs Traditional Bookkeeper ($4,800/year)
Traditional Bookkeeper $400 $4,800 Baseline
Dext Business Plan $31.50 $378 Saves $4,422/year, but you still need a bookkeeper
LayerNext Starter $99 $1,188 Saves $3,612/year (75% savings)
LayerNext Pro $299 $3,588 Saves $1,212/year (25% savings)
Dext + Bookkeeper $31.50 + $400 $5,178 Costs $378/year MORE than a bookkeeper alone

The important nuance: Dext does not replace your bookkeeper, it makes your bookkeeper's job faster and cleaner. If you use Dext without a bookkeeper, you still have to reconcile your accounts, close your books, and generate financial reports yourself. LayerNext does all of that automatically.

What the real cost comparison looks like:

  • Dext alone = $378/year but your books still aren't closed
  • Dext + bookkeeper = $5,178/year
  • LayerNext alone = $1,188/year with fully closed books and CFO insights

For most small businesses, LayerNext delivers the complete bookkeeping solution at less than a quarter of the cost of Dext combined with a bookkeeper.

Who Should Use Each Platform?

Who should choose

If you,

Already have a bookkeeper or accountant and want to make their job easier

Process a high volume of receipts and invoices that need to be captured accurately

Use Xero or Sage as your primary accounting platform

Need expense management and employee reimbursement workflows

Want long-term document storage for compliance and audits

Work with an accounting firm that already uses Dext in their stack 

Need multi-currency support for international transactions 

Want mileage tracking via GPS

Dext Customer Profile

  • Accounting firms managing multiple clients
  • Businesses with dedicated bookkeepers
  • Teams with frequent expense reporting
  • Xero and Sage users

Who should choose

If you,

Run a small or mid-sized business (under $5M revenue)

Already use QuickBooks and want automation

Want your books always closed without hiring a bookkeeper

Need real-time cash flow visibility and CFO-level insights

Want to save $3,000–5,000/year vs traditional bookkeeping

Prefer fully autonomous AI without needing to manage a separate document workflow

Are a Canadian business that wants local support

Want mobile app access to your books and financial health at a glance

LayerNext Customer Profile

  • E-commerce stores ($200K-$2M revenue)
  • Service businesses (consultants, agencies, SaaS)
  • Professional services (law firms, medical practices)
  • Canadian SMBs
  • Bootstrapped startups (pre-Series A)
  • Solo founders

Core Difference

The difference isn't about which tool is "better." It's about where in the bookkeeping process each one operates.

LayerNext = Full-stack autonomous bookkeeping. Connects to your bank, categorizes transactions, reconciles accounts, closes your books, and delivers CFO-level financial intelligence automatically.
Dext = Pre-accounting. Captures documents, extracts data, feeds your accounting software. Requires a bookkeeper or accountant to complete the process.

One is a feeder. The other is the engine.

Why We Built LayerNext

As bootstrapped founders, we faced a common problem:

We were paying $400/month for a bookkeeper who took 2 weeks to close our books each month. By the time we got our financial reports, the data was already outdated.

We looked at tools like Dext and while the receipt capture was excellent, we still needed someone to actually do the bookkeeping. Dext feeds data in. We needed something that could run the whole thing.

We just needed:

  • Clean, reconciled books
  • Real-time cash flow visibility
  • Runway tracking
  • Burn rate monitoring

We didn't need to manage a document inbox. We didn't need to wait for a bookkeeper to process what Dext captured. We needed the books closed, automatically, all the time.

So we built LayerNext.

FAQs

1. How much does LayerNext cost?

LayerNext Starter costs $99/month (up to 100 transactions), Pro costs $299/month (up to 500 transactions), and Enterprise has custom pricing for unlimited transactions. All plans include a 14-day free trial.

LayerNext Pricing

2. How much does Dext cost?

Dext Business plans start at $31.50/month for 5 users with 250 documents included. Annual billing brings this down to $25.21/month (20% savings). Practice plans for accounting firms start at $239.19/month for 10 clients.

3. Does Dext close my books automatically?

No. Dext captures and organizes your financial documents and pushes them to your accounting software. The actual bookkeeping reconciliation, categorization review, month-end close, and financial reporting, still requires a bookkeeper, accountant, or another tool.

4. Does LayerNext replace Dext?

For most small businesses using QuickBooks, yes. LayerNext automates the full bookkeeping workflow including transaction categorization and bank reconciliation, so you don't need a separate document capture tool. If your primary need is Xero or Sage integration, or managing employee expense submissions, Dext may still be relevant in your stack.

5. What accounting software does LayerNext integrate with?

LayerNext currently integrates with QuickBooks only (QBO and Desktop). Xero and Sage integrations are coming soon.

6. What accounting software does Dext integrate with?

Dext integrates with Xero, QuickBooks, Sage, and over 30 other accounting platforms. It also connects with e-commerce platforms like Shopify, Amazon, Stripe, and PayPal.

7. Does LayerNext work for Canadian businesses?

Yes. LayerNext has a Canadian office in Winnipeg, Manitoba and actively serves Canadian businesses.

Full Canadian Guide

8. Does Dext work for Canadian businesses?

Yes. Dext operates in Canada, supports CAD pricing, and integrates with Canadian banks. Canadian businesses can also access a 25% discount through CFIB membership.

9. Which is better for a solo founder or bootstrapped startup?

LayerNext. If you're managing your own books in QuickBooks and want them closed automatically without any manual overhead, LayerNext gives you everything you need for $99/month. Dext at $31.50/month still leaves the actual bookkeeping work undone.

10. Can I use both LayerNext and Dext together?

Technically yes, but for most small businesses using QuickBooks, LayerNext already handles what Dext does plus everything beyond it. You'd be paying for overlap. The exception would be if you have heavy employee expense workflows or need Dext's long-term document vault for compliance purposes.

11. What is the best AI bookkeeping software for small businesses?

For most small businesses, LayerNext offers the best combination of full automation, affordability, and CFO-level insights. Dext is the better choice if you work with an accountant who already uses it or if you need best-in-class document capture across Xero and Sage.

AI Bookkeeping for Small Business - The Complete Guide

Final Verdict

Dext is genuinely excellent at what it does, capturing receipts and invoices with near-perfect accuracy and feeding clean data into your accounting software. If you have a bookkeeper or accountant managing your finances and you want to save them hours of manual data entry, Dext is a strong tool.

But if you're a small business owner managing your own books in QuickBooks and you want them done automatically, reconciled, closed, and reporting on your financial health in real time  Dext alone won't get you there. LayerNext will.

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